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Employee Benefits

Each company is unique and should be treated that way. Every company has a distinct culture, set of goals and employee mix. We make sure that when we design an employee benefits package that it aligns with your individual company. We realize that we have to come up with solutions that not only benefit the owners, but also take care of the financial health of the employees within the company. 

There are several different types of insurances that go into constructing an employee benefit package. As Massachusetts employee benefits insurance consultants company in boston MA, we work independently with a variety of carriers to find your company the best plan at the best price. 

Health Insurance

Health insurance is the most requested benefit by employees and is the back bone of an employee benefits program. As independent advisors, our job is to work with our clients to get them the best employee health insurance plans in Massachusetts, while looking to reduce costs. We are creative with plan design and we look to ensure coverage is in place for all employees that need it. 

Dental Insurance/Vision

We work with a variety of dental and vision insurance carriers with a mix of different plan designs; PPOs, Indemnity Plans, Preventative Coverage, Orthodontic and Pre-Paid. We partner with carriers that have broad networks of providers and innovative plan features like the annual maximum rollover. 

Group Disability

Disability insurance can be one of the most important benefits you offer an employee. Most Americans today are living on a paycheck to paycheck basis. Even one small set back can be devastating to your employee's financial situation. Helping your employees ensure their paychecks can have a significant impact on their lives. We work with insurance carriers that have a good history of paying claims. 

Group Life Insurance

We help our clients provide group life insurance to their employees. We offer both employer paid and employee paid voluntary life insurance coverage. Employees can have the option of buying up additional coverage with minimal underwriting. 

FSAs/HRAs/HSAs

We partner with Third Party Administrators to accentuate an employee benefits package through offering Flexible Spending Accounts (FSA), Health Reimbursement Account (HRA) or Health Savings Accounts (HSA). The programs can provide a tax benefit for you and your employees. 

Value Added Services

Our employee benefit service model goes far beyond negotiating rates and finding insurance plans for you company. The employee benefits landscape is rapidly evolving and we provide our clients with the tools to keep pace. We provide our clients with Human Resource assistance, employee communication materials, online enrollment/HRIS systems, and compliance reviews. 

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